Welcome to the Wealth Wellness Series, your step-by-step guide to transforming your financial life. Whether you’re just starting or looking for ways to level up your money game, this series is designed to help you understand your money habits, build a solid financial foundation, and achieve long-term financial freedom.
If you’ve missed any posts, don’t worry! This blog serves as a quick catch-up guide to all the blogs in the series. Below are links to each blog and a short teaser of what you can expect. Bookmark this page and check back often, as I’ll keep updating it with new posts!
1. Discover Your True Money Identity
👉 Read here:
Ever wondered why you handle money the way you do? Your financial habits are deeply linked to your money personality. This post includes a Money Personality Test to help you uncover your money mindset and how to use it to your advantage.
2. The Ultimate Money Checklist: 12 Steps to Financial Success
👉 Read here:
If you feel lost with money, this blog gives you a step-by-step roadmap to get your finances in order. From budgeting to saving, debt repayment to investing, this checklist breaks down the essentials so you can take action immediately.
3. The 50/30/20 Budgeting Rule
👉 Read here:
Are you struggling to balance your expenses? The 50/30/20 rule is one of the simplest budgeting methods. It helps you manage needs, wants, and savings without overcomplicating your finances. Learn how to apply it to your money situation!
4. Saving Emergency Funds While in Debt
👉 Read here:
Can you really save while paying off debt? The answer is YES! This blog explains why having an emergency fund is crucial, even when you’re working on debt repayment. Plus, I’ll show you practical ways to save without slowing down your debt payoff progress.
5. Proven Debt Repayment Strategies
👉 Read here:
If debt feels overwhelming, don’t worry—I’ve been there. In this post, I break down proven debt repayment strategies that helped me clear £40,000 of debt on a £21,000 salary as a single mum. Find out which strategy works best for you, whether it’s the Debt Snowball, Avalanche, or Balance Transfer method.
6. How to Build Your Credit Fast in the UK
Your credit score isn’t just a number—it’s the key to unlocking financial freedom or facing unnecessary roadblocks. In this part of the Wealth Wellness Series, we dive into credit ratings and why they matter. Whether you’re new to the UK, just turned 18, or are looking to boost your score quickly, this guide will show you how to build credit correctly. Plus, we challenge the outdated notion that all borrowing is bad—because when done strategically, borrowing can be a powerful tool for wealth-building.
7. How to Break Free and Make Saving a Habit
Why is saving so hard? Because the system is set up for us to borrow, not build. This blog breaks down how banks profit from our debt—and how to fight back. Learn how to automate your savings, use the ‘debt trick’ to grow your money, and escape the trap of overconsumption. Time to play their game—but beat them at it.
8. 5 Smart Ways to Grow Your Income Faster
Frugality has its limits. At some point, you need to earn more. This post shares 5 practical ways to boost your income—without burning out. From negotiating your salary to monetising what you already know, these are strategies that work in real life, not just on paper.
9. Investing Made Simple for Beginners
Investing doesn’t have to be scary. This guide strips away the jargon and gives you a beginner-friendly path to grow your money through index funds, tax-efficient accounts, and smart habits. If you’ve ever thought investing was only for rich people—this one’s for you.
10. The Essential Insurances You Need
Insurance sounds boring—until you need it. Whether you’re on a low, middle, or high income, this blog breaks down the essential insurances to protect your peace of mind. Learn what matters most at your income level, from life cover to income protection.
11. Retirement Planning for Real People
Forget the myth that you need £1 million to retire. This post offers a realistic, UK-based approach to retirement planning—especially if you’re starting late, earning less, or juggling multiple responsibilities. Small steps today can still lead to a restful tomorrow.
12. Seven Steps to Building Generational Wealth
This final blog in the Wealth Wellness Series focuses on what comes next: legacy. Learn how to build wealth that lasts—through property, mindset, planning, and community support. Because it’s not too late to be the first in your family to create lasting change.
That’s a Wrap — Thank You for Joining Me
And that’s the full Wealth Wellness Series! If you made it this far, thank you. Whether you read one blog or all twelve, I’m truly grateful you’ve been part of this journey.
This series was written from the heart, with real-life lessons, hard-won wisdom, and a deep desire to see more of us build the kind of financial confidence that lasts. I hope it’s helped you feel a little more empowered, a little more equipped, and a lot less alone on your money journey.
If something in these blogs has made you think, shift, or take action—then it’s all been worth it.
Let’s keep learning, growing, and building wealth.
With love and purpose,
Joyce x
Which post has been the most helpful so far? Let me know in the comments or on Instagram!
