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The Most Affordable Tropical Digital Nomad Visa Countries

Here is a list of the 20 most affordable tropical digital nomad visa countries. As a nomad based in Central Asia, the sub-zero temperatures make me wish for warmer climates.

So, I made a list of the 20 cheapest countries to live in. Every country on my list is in the tropics and have launched its digital nomad visa program for people who prefer to be location independent, aka Remote worker.
These places were chosen for their unique life benefits, such as fabulous cuisine, sun, sea, and sand, and
It is less expensive than you think to live and work in paradise.

These are my favourite three.

But I invite you to review the list and see if any more excites you.

Every one of the twenty countries has a cosmopolitan community and welcoming locals. They all have great places to congregate for social or professional objectives and great amenities to assist adventurous and creative spirits like you.

Before I get ahead of myself, let’s start at the beginning. 

What is a Digital Nomad Visa?

With a digital nomad visa, people who work from home can live in a different country. It is a temporary permit to live in the country for six months to two years.

To be a remote worker, you must be an employee of a company that lets you work from home or own a business outside the country you want to move to.

There are currently around 50 countries offering Nomad Visas. Each has different requirements and benefits.

Some have fast internet, co-working spaces, and excellent healthcare facilities.

I’ll point out the countries where these facilities need to be improved so that you can make other plans.

 What’s in it for the host countries?

These visas are new and are becoming increasingly popular, thanks in part to Covid-19 and the rise of remote working.

Digital nomads contribute to the growth of the host country’s economy. The Digital Nomad Visa Scheme encourages tourists to remain longer, which means they spend more money.

While living and earning £1000 per month in the UK will not go very far, you can live like a king in most of these lower-cost countries for the same amount.

Before reading this guide on how to live cheaply in paradise, you should know a few things.

Since this blog is about saving money, I started with the least expensive places to live and worked my way up to the most costly.

These prices are based on what a single person spends each month on housing, food, transportation, and utilities.

Essentials for the Digital Nomad

High-Speed Internet

The more Mbps (megabits per second) you have, the faster you can work

 online. For example, you can download files and browse quicker. Conference calls stay put, and streaming services run smoothly. 

 I am based in Bishkek, Central Asia, so I understand the importance of quick and dependable internet. I have links for you to check the internet and mobile speeds.

Mobile Phone Connectivity

Most countries on my list have reliable mobile phone coverage, so there is nothing to worry about here.

Co-Working Spaces

The idea of co-working spaces is new but essential. Being a digital nomad gets lonely, and a co-working environment can help alleviate loneliness and boredom. You can connect with like-minded people. Some countries already have these, and they are working on getting more of them out there. I’ve put in information about these basic needs.

Click on the “Best Cities” link to find the best cities to live in and break down the monthly cost.

Digital Nomad Visa Requirements

  • 18+ only.
  • A monthly income (the amount varies from country to country).
  • Remote working.
  • You need medical insurance.
  • Covid-19 restrictions may apply. Check each country’s rules.
  • Most Nomad Visa countries do not tax money earned beyond their borders. There are, however, exceptions. To be sure, check the tax rules of each country.
  • Clean criminal record

Helpful Tips for a Smooth Application Process

  • Always check the country’s official website for the latest requirements
  • A valid passport for the duration of the visa
  • Passport photos
  • Certificate of medical insurance
  • I provided links to your favourite country
  • Police clearance for applicants over 16
  • Proof of income or available funds
  • Proof of Visa fee paid
  • Notarised and translated documents required for some countries
  • Birth & Marriage certificate if travelling with family

Without further ado, let’s jump in.

Colombia: Colombia Digital Nomad Visa

Colombia’s beauty and culture make it a favourite location for digital nomads. It has incredible cities, beaches, nature, and gastronomy. It is a far cry from what is depicted on Netflix’s Narcos.

The locals are friendly and welcoming.

Colombia’s year-round sun and warmth make it a great destination to live or visit.

Colombia is the first on my list because it has the lowest monthly cost of living. You can live and work in this exotic country for only $548, making it the most affordable paradise for budget travellers. In addition, the minimum monthly income requirement is $604.

There is so much to see and do in this country that you will always find something new. The variety of things to do will keep you happy for a long time.

Malaysia: DE Rantau Digital Nomad Visa

Malaysia is one of the most popular Southeast Asian destinations, and it’s easy to see why. It’s got great weather, the most affordable country in the region.

You won’t be bored or hungry here; there is much to see and do.

Malaysia is high on my list because it has a meagre monthly cost of living. You can get by for $574 monthly.

  • Internet Speed: Good
  • The minimum income requirement is $2000 per month.
  • Co-working spaces are available.
  • Visa Application fee $220
  • Visa duration 3-12 months
  • Visa process: Online takes around 30-60 minutes.
  • Visa processing time: Up to 4 weeks
  • Download the application here.
  • Find out more here
  • Languages: Malay, Mandarin, Tamil and English
  • Best Malaysian cities, crime stats & more

Mauritius Premium Visa

Mauritius is one of the most popular tourist destinations in Africa. It has beautiful beaches with soft white sands and clear waters, which are excellent for relaxation and enjoyment.

The island is an important tourist destination as it has been named a World Heritage Site for its biodiversity and uniqueness of wildlife species.

Mauritius is an affordable place to live. This was a surprise to me, given its near-paradise status. You can get by on only $629 a month.

This is my dream location, and I can’t wait to start a new chapter here. There’s this overwhelming sense that everyone in Mauritius is eager for our arrival. I checked their website, and there is no visa fee. There is also no minimum income threshold stated. The only requirement is that the applicant’s primary business operations and/or profit centres be located outside Mauritius.

Brazil:  Temporary Visa VITEM XIV

It’s no exaggeration to say that Brazil is blessed with stunning scenery. Copacabana Beach in Rio de Janeiro is considered one of the world’s loveliest shorelines. Brazil is known for its vibrant nightlife, samba parades, football, and Formula One racing.

The Carnival held in Rio de Janeiro is widely recognised as one of the largest celebrations of its kind in the world (about 5 million tourists).

There is so much to see and see that you won’t have a moment to be bored.

You can get by on only $661 a month in Brazil.

Cape Verde:  The Remote Working Cabo Verde Program 

Where exactly is Cape Verde located?

Cape Verde, also known as Cabo Verde, is in West Africa. It is in the Atlantic Ocean, on a group of islands close to Senegal in West Africa.

Because the island is quiet and has many green parks, it has been given beautiful names like “Island of Happiness” and “Green Island.”

Cape Verde has excellent weather and sunshine all year long.

The visa application form is the easiest I have seen so far.

For only $695 a month, Cape Verde could be your home.

Not many people know about Cape Verde. I was happy to see that it was listed as a place for digital nomads. So, if you want to know how to get there, click here.

  • Internet Speed: Can be improved.
  • Co-working spaces are available.
  • Minimum monthly income requirement of €1500
  • Visa Application €20 & Airport fee €34
  • Visa duration 6 months
  • Visa process: Online takes around 30 minutes.
  • Visa processing time: Up to 2 weeks
  • Fill out the application here.
  • Find out more here.
  • Languages: Portuguese
  • Best Cape Verde cities, crime stats & more:

Mexico Temporary Residence Visa

The World Tourism Organization ranks Mexico as the top travel destination in Latin America and the tenth most visited country in the world. This makes sense, thinking of Mexico’s history and geography.

With almost 170 museums, Mexico City is a cultural mecca.

The climate in Mexico City is fantastic all through the year.

Like Malaysia, Mexico is a cuisine wonderland, the birthplace of several internationally renowned dishes. Here, neither hunger nor boredom will be problems for you.

And to think, for just $713 a month, you can access all of this wonderfulness.

Ecuador’s Rentista for Remote Work Visa

Ecuador is abundant in natural beauty, wildlife, adventure sports, and world-class hiking paths. Choose Ecuador as your new paradise. You will easily access the Galapagos Islands, the coast, the mountains, and the Amazon. Ecuador, like the other countries on this list, is inexpensive. Ecuador has a low cost of living in comparison to other countries. It’s ideal for digital nomads on a tight budget who want to live abroad.

Ecuador has a monthly cost of living of $750, an excellent quality of life, and lovely and inviting people.

Namibian Digital Nomad Visa Program

Want a change of pace and some truly unforgettable experiences in Africa? Namibia is a great place to spend time working remotely. Choose Namibia if you enjoy animal safaris, dune-boarding, and hot-air balloon trips over the desert.

The country has beautiful scenery, friendly people, and a lot of open space. There are also natural sights like Dune 6 at Sossusvlei.

The cost of living in Namibia is low. The country is a good alternative for remote workers looking for exciting experiences in the great outdoors on a limited budget.

On average, a single person should expect to spend around $819 monthly, including rent.

Their website is informative. Check out how to book accommodation, get sim cards and travel. Namibia means business. They’ve made coming easy.

All you need to know: You can see the whole list of required documents and application forms here.

  • Minimum monthly income requirement of $2000
  • Internet Speed Below average
  • Co-working spaces are available.
  • Visa Application fee $62
  • Visa duration is 6 months but extendable.
  • Visa process: Online application takes around 30 to 60 minutes.
  • Visa processing time: Not specified
  • You can find the application here. If the link doesn’t work, copy & paste it into your browser and wait for it to load. Forward completed application forms to [email protected].
  • Find out more here.
  • Languages: English, Oshiwambo, German, and Afrikaans
  • Best Namibian cities, crime stats & more.

Belize “Work Where You Vacation” Visa

Although small, Belize is home to a wide variety of ecosystems. There are misty mountain ranges, massive waterfalls, picturesque rivers, wildlife-rich savannahs, and verdant rainforests. The Belize Barrier Reef is the world’s second-largest reef system, and it’s home to numerous small islands and enormous caves.

With almost 4,000 plant and animal species, Belize is one of the world’s most biodiverse countries.

Monthly expenses in Belize average $840. However, Belize requires a minimum income of $6250.

 

Costa Rica “Rentista Visa”

Costa Rica is a Central American country. It’s the region’s most popular tourist site, and it’s simple to see why. Costa Rica has stunning beaches and rainforests, volcanoes, waterfalls, and hot springs.

The country is well-known for eco-tourism and is home to more than a quarter of the world’s biodiversity.

The monthly cost of living in Costa Rica is $893. It’s a steal. This is, after all, bliss, bliss, and more bliss.

  • Minimum monthly income requirement of $3000
  • Co-working spaces are available.
  • Internet Speed Good
  • The Visa Application fee is $250
  • Visa duration 24 months
  • Visa process: Online and in person***
  • Visa processing time: Up to 2 weeks
  • Fill out the application here.
  • Find out more here. Need help finding a website with relevant info. 3rd party websites for info
  • Languages: Spanish
  • Best Costa Rica cities, crime stats & more.

I have included more information because I cannot find the official website linked to this program. I will keep an eye out and update you once I locate Costa Rica’s official Nomad visa website. You will need to do a quick registration here. Translate to English if you can’t read Spanish.

***You can get a digital nomad visa for Costa Rica online or at a Costa Rican embassy. You’ll have to schedule an appointment through their website.

Documents required

  • Valid passport
  • Travel Insurance
  • Visa application form
  • Proof that you have a place to live for your stay.
  • A letter saying that you’ll be working from home in Costa Rica
  • Account statements from banks
  • Payslips

Applying for a Rentista Visa in Costa Rica seems expensive and takes time.

The main reason is that all documents must be notarised, translated into Spanish by a translator recognised by the government, and then registered with the Costa Rican government.

Before starting the application process, you need to scan your documents.

The Greek Digital Nomad Visa

Greece is known for its beautiful scenery, which includes mountains, islands, beaches and coastal plains. There are many fun things to do in Greece. Visiting ancient ruins, museums and archaeological sites. You can go on boat cruises or do other water-based activities like swimming in the sea or snorkelling in natural reefs with colourful fish and sea turtles.

The cost of living is relatively low compared to other European countries. Greece’s monthly cost of living is $919.

  • Minimum monthly income requirement of €3500
  • Internet Speed Average
  • Co-working spaces are available.
  • Visa Application & admin fee €225
  • Visa duration up to 24 months
  • Visa process: In-person application at your closest Greek Embassy
  • Visa processing time: Up to 10 days
  • Fill out the application here.
  • Find out more here.
  • Languages: Greek & English
  • Best Greece cities, crime stats & more.
  • You may be liable to pay tax on income earned outside Greece.
  • Needed help finding a link to the official Greece gov site.

Grenada, the Isle of Spice

Grenada is endowed with dazzling white sand beaches, many of which are deserted. You can have all of Grenada’s most fabulous beaches to yourself! It’s one of the best places to go scuba diving because of its clear waters and abundance of colourful fish, coral reefs and shipwrecks to explore.

You can also go hiking in the rainforests, explore the caves, and sail along the coast. The food is delicious, too – especially the local seafood!

Grenada is an excellent destination for digital nomads looking for adventure; not the cheapest, but also not the most expensive. Grenada scores poorly on the quality of life.

Grenada’s monthly cost of living is $1012.

Panama’s “Short-Stay Visa for Remote Workers”

A digital nomad in Panama, you will be energised in your spare time. To experience the local wildlife, you can go on a whale-watching cruise or stroll through the island’s unspoilt jungle. Look out for monkeys, crocodiles, iguanas, and over 147 bird species.

And if you enjoy surfing, you’ve come to the right place. The beaches around Coiba have some of the most incredible waves in Central America.

Panama is ideal for hikers, animal lovers, and everyone who appreciates nature.

The cost of living in Panama City may be greater than in other Central American cities (like Guatemala). Still, compared to North America, it’s incredibly reasonable!

The monthly cost of living in Panama is $1040.

  • Minimum monthly income requirement of $3000
  • Internet Speed: Excellent
  • Co-working spaces are available.
  • Visa Application fee of $300
  • Visa duration 9 months
  • Visa process: Your application must be handled by immigration lawyers. I am not affiliated with or recommend any of the organisations listed above. The link is given solely for your convenience. Before selecting a legal service provider, do your research.
  • Visa processing time: Up to 30 days
  • Languages: Spanish
  • Best Panama cities, crime stats & more.

Cons

  • I could not find an official Panama Nomad Visa website
  • Their promise to build an online platform in 2021 has not materialised yet
  • The application process needs to be clarified. Some websites suggest using Immigration lawyers, whilst some recommend applying in person at Panama’s consulate
  • Wins award for the most confusing visa application process

 

Saint Lucia’s “Live It” Programme

Saint Lucia is not playing. They have specialists dedicated to “suit your every desire” Saint Lucia really means business and has rolled out the welcome carpet. Don’t take my word for it. Accept the invitation.

If this video does not convince you, perhaps its beautiful beaches, lush green rainforests, it’s wildlife reserves will.

The most popular activities include snorkelling, bird watching and hiking through the rainforest trails. You can also visit nearby islands, such as Dominica, Grenada or Martinique.

Saint Lucia’s monthly cost of living is $1042.

Cyprus’s “Digital Nomad Visa Scheme”

Cyprus is an island paradise with abundant natural resources like freshwater lakes and rivers. Fresh air from pine trees and cypresses all over the island makes it smell so good!

There are many things to see and do here, such as beautiful beaches; lots of bars; clubs; shopping centres; museums; historical sites; ancient ruins dating back thousands of years BC; archaeological sites; nature trails through waterfalls, caves and forests; horseback riding in nature reserves or along beaches; boat cruises along coastlines.

Cyprus’s monthly cost of living is $1213.

  • The minimum monthly income requirement of €3500  after tax is deducted.
  • Internet Speed: Average
  • Co-working spaces are available.
  • Visa Application fee €70
  • Visa duration 12 months. It can be extended up to 2 years.
  • Visa process: Download the paper form, fill & book an appointment with the nearest Cyprus embassy.
  • Visa processing time: Up to 5 to 7 weeks
  • Fill out the application here. The application looks a bit intimidating because of the different alphabet, but it is translated into English on the form.
  • Find out more here.
  • Languages: Greek
  • Best Cyprus cities, crime stats & more.
  • You may have to pay tax. Check the details here.
  • There is a 500 limit on visas to be issued.
  • Confusing application process.

Curacao’s At Home in Curacao

Curaçao is the Dutch Caribbean Island, a lovely and vibrant island generally overlooked compared to its Caribbean neighbours. Its location makes it an ideal spot for digital nomads looking to escape the hustle and bustle of city life. Curaçao is a fun yet tranquil paradise to work from.

There’s a lot to discover here, from its lovely beaches to its diving and snorkelling to its unique cuisine.

Curacao’s monthly cost of living is $1261.

Despite being a small island, Curacao is well connected with flights out of the US, Canada and Europe. You may need to take connecting flights.

  • Minimum monthly income requirement of $0
  • Internet Speed: Data not available
  • Co-working spaces are available.
  • Visa Application fee $300 approx.
  • Visa duration 6 months. It can be extended for another 6 months.
  • Visa process: Online takes around 30 minutes.
  • Visa processing time: Up to 2 weeks
  • Fill out the application here 
  • Find out more here.
  • Languages: Dutch, Spanish and English
  • Best Curacao cities, crime stats & more.
  • Very user-friendly website and a simple application process

Barbados’s Welcome Stamp

Barbados is one of the more famous islands in the Caribbean. It has everything you’d expect to find in an earthly paradise, including sunny weather and white-sand beaches.

There are also many water sports, including sailing, scuba diving and windsurfing, deep sea fishing, yacht charters and catamaran cruises. If you’re looking for something more adventurous, try abseiling down Brimstone Hill Fortress or taking a helicopter tour over the island’s scenic landscapes!

And if you’re into gastronomy, don’t miss sampling some delicious local street food or trying out some good dining options while you’re here!

In short, you won’t be bored or hungry here.

Barbados’s monthly cost of living is $1262.

  • Minimum monthly income requirement of $4166
  • Internet Speed:
  • Co-working spaces are available.
  • Visa Application fee $2000 non-refundable
  • Visa duration 12 months
  • Visa process: Online takes around 30 minutes.
  • Visa processing time: Up to 1 week
  • Fill out the application here.  
  • Find out more here.
  • Languages: English, Bajan
  • Best Barbados cities, crime stats & more.
  • Awesome website
  • simple application process
  • strong internet
  • Great amenities
  • High visa fee
  • High minimum income requirement

Malta’s Nomad Residency Permit

Malta’s monthly cost of living is $1275.

  • All-inclusive monthly expenses are $1275
  • Minimum monthly income requirement of €2700 before tax deduction
  • Internet Speed Excellent
  • Co-working spaces are available.
  • Visa Application fee €300
  • Visa duration 12 months
  • Visa process: Online takes around 30-60 minutes.
  • Visa processing time: Up to 30 days
  • Fill out the application N1A here.
  • Find out more here.
  • Languages: English
  • Best Malta cities, crime stats & more.

Seychelles “Workcation Retreat Programme”

Seychelles is a beautiful island in the Indian Ocean. Seychelles has some of the world’s most beautiful underwater scenery, making it an ideal destination for diving enthusiasts.

Seychelles’ monthly cost of living is $1387.

  • Minimum monthly income requirement not specified
  • Internet Speed: Average
  • Co-working spaces are available.
  • Visa Application fee €45
  • Visa duration 12 months
  • Visa process: Online takes around 30-60 minutes.
  • The visa processing time is not specified, but you should expect it to take a few weeks.
  • Fill out the application here.
  • Find out more here.
  • Languages: Seychellois Creole, English and French
  • Best Seychelles cities, crime stats & more.
  • Check out their brochure more expensive than the global average.

Antigua & Barbuda’s “Nomad Digital Residence (NDR) Program”

Antigua & Barbuda is one of the world’s most beautiful islands, with white sand beaches and turquoise water. Sailing is a popular pastime in Antigua. If you enjoy it, you should come to the island and enjoy the Sailing Week. It’s one of the most well-known regattas in the world.

Antigua has one of the Caribbean’s most prominent carnival celebrations, and the celebration here is appreciated by many since it is such a sight to behold

There are several national parks in Antigua where visitors can enjoy hiking trails or horseback riding through lush rainforests.

Antigua’s monthly cost of living is $1545.

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Create Your Own Financial Success Story!

Hi there, I’m Joyce. With over 25 years in the finance industry, I’m here to help you achieve financial independence. My journey from struggling to financial freedom shows that transformation is possible.

This blog offers practical tips and insights to help you manage money, boost income, and live the life you deserve.

Let’s create a life of abundance and joy together!

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The Most Affordable Tropical Digital Nomad Visa Countries