Welcome To My Resources Page : Resources just for you.
Fix Your Credit
Take control of your credit and unlock opportunities for better financial decisions. This guide breaks down everything from getting your first credit report to understanding your credit score. Whether you’re new to the UK, have no credit history, or need to fix bad credit, you’ll find practical steps to improve your credit standing without confusion. Good credit opens doors to affordable borrowing, better rates, and achieving financial freedom.
Budget and Financial Planner
This all-in-one planner simplifies money management so you can stress less and save more. With tools like a Monthly and Annual Budget Planner, Savings Tracker, Net Worth Calculator, and Daily Spend Tracker, you’ll have everything you need to stay on top of your finances. Whether you’re tracking goals or keeping tabs on spending, this resource helps make financial planning clear, organised, and achievable.
The Black Woman’s Guide to Building Wealth.
The Black Woman’s Guide to Building Wealth isn’t your typical finance book. It’s a game-changer. Written by Joyce Ibitoye, a finance professional with 25 years of experience and a deep understanding of what it means to navigate money as a Black woman, this book dives into the financial challenges no one else is talking about.
Sure, you’ll learn about budgeting, managing debt, and building wealth—but this book goes further. It speaks directly to the unique struggles that compound our financial challenges: balancing family obligations, navigating the Black tax, and the harsh reality of raising children alone, which so many of us face. And let’s not forget relationships—choosing a partner who aligns with your goals instead of working against them can make or break your financial future. This book doesn’t shy away from the tough conversations. We go there.
What makes this book different?
- It’s real: This is not another cookie-cutter finance book. It’s tailored for us, tackling the cultural, systemic, and relational realities that make managing money so much harder for Black women.
- It’s relatable: Joyce shares her personal journey from financial distress to building wealth. You’ll see yourself in her story and know you’re not alone.
- It’s practical: Step-by-step strategies for budgeting, paying off debt, investing, and planning for the future—all designed for women juggling more than most.
This book is your ultimate guide to taking control of your finances, rewriting your money story, and building the life you deserve. Whether you’re navigating solo parenthood, supporting extended family, or figuring out how to make your money work harder for you, The Black Woman’s Guide to Building Wealth equips you with the tools and confidence to thrive.
This is the book you’ve been waiting for.
Let’s break through the barriers and build wealth—on our terms.